Wednesday, October 11, 2017

Seven Expenses We Choose to Avoid

Homemade fondue dinner: best date EVER.

One day at work, Zach passed by a display in the electronics department featuring the newest toy: a set of drones that will battle each other mid-air. One of his co-workers asked if Zach was going to buy it, and when Zach said he couldn’t afford it, the co-worker laughed.

“What do you mean, you can’t afford it?” he asked. “Didn’t you guys just take a three-month vacation?” 

Zach answered, “The reason we could afford a three-month vacation is because we don’t buy random stuff like this!” 

Spending money is one of the most effective ways to show our priorities in life, and these priorities can be intentional or unintentional. Many people, if presented with a clear-cut choice, would take a vacation to Hawaii over a pile of random gadgets from Amazon— but in reality, they spend their money on the latter rather than the former.  A lot of people wish they had enough money to travel (or learn a new skill or just take some time off), but also sleepwalk through life without considering that the money they’re spending might be better placed somewhere else. 

One of Zach’s and my ongoing goals is to be intentional in the way we spend our money. That means spending less money in some areas and more money in others (see part two, coming soon!). I write this list not to brag, but to give an example of what we’ve chosen and how it’s working for us. For some people, these expenses are very important, and that’s fine— they’re just not important to us.

First of all, three expenses we’ve never chosen to have: 

1. Television service. If you’re about my age, this is probably a no-brainer for you— who watches regular TV anymore when there’s Netflix? News shows and sports games are online (not that I watched them to begin with), and the library has a massive bookshelf of interesting documentaries. 

2. Drinks out. I don’t drink to begin with, and Zach would rather mix his own drinks at home or buy a nice craft brew to enjoy while watching TV or reading books. He also makes coffee every morning before work so he’s not relying on Starbucks. 

3. A second car. I work from home (or at the historic district a mile from our house), so functioning on one car is quite easy for us. However, other friends in different situations have still made alternate transportation work for them.

And four expenses we’re choosing to cut out or minimize now:

4. “Just ‘cause” shopping trips. I almost never buy new clothes to begin with, but I had gotten into a habit of perusing thrift stores for clothes, household goods, and records. Although I’m not planning to cut these out entirely, I want to be more intentional about what I buy and focus on using and enjoying what I already have, rather than accumulating more.

5. Wi-Fi. We had gone Wi-Fi free before, but got Internet when Francis was living with us. Yes, watching Netflix was really nice, but Internet service is freakin’ expensive, so cutting this expense was an easy decision. That said, my job is completely online, so how do I manage? My smartphone (a basic Windows phone model) can function as a Wi-Fi hotspot, with 9G of high-speed data per month (check out “Internet Sharing” under “Settings”). This is plenty of data for surfing the web, working my online job, and watching the occasional YouTube video. I would miss Netflix, but our library owns all seven seasons of Parks and Rec, so the withdrawal hasn’t kicked in yet.

6. Pets. My neighbors tried to give me a free kitten, and although my heartstrings were tugged, I was firm in refusing. Pets aren’t really free— there’s the neutering/spaying, shots, vet visits, food, care if they get sick, etc. With our current priorities, it’s just not worth it to us. (That said, I fully support my friends getting pets so that I can visit them without the commitment!) And yes, chickens are sort of like pets, but they give you eggs and you can eat them when they get old, so they don’t count.

7. Eating out. We have a habit of going out for fast food once a week with our church friends, but these days we just pack ourselves sandwiches and order some fries, if anything. We had already started moving away from eating out in general since we started avoiding factory-farmed meat— vegetarian food at restaurants is generally either bland or grossly overpriced. (Cooking a nice dinner together, packing a picnic lunch, or making homemade ice cream are all great dates!)

Like I said, I don’t want this to come off as arrogance, only information. Now it’s your turn! What kind of “normal” expenses do you say “no” to in order to say “yes” to something more important to you?


~~~

No comments:

Post a Comment